Knowledge Risk Management - BankIntroductions.com

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KNOWLEDGE RISK MANAGEMENT

KNOWLEDGE MANAGEMENT

As of June 25, 2010

BI.C's TOP CURRENCIES
FOR APPRECIATION

1. Poland zloty
2. Russia ruble
3. Mexico peso
4. Turkey lira
5. Hungary forint

BI.C's CURRENCIES TO AVOID FOR DEPRECIATION
1. Switzerland franc
2. Denmark krone
3. Japan yen
4. Australia dollar
5. Sweden krona

CURRENCY CONSULTING – BankINTRO.com Knowledge Service

The BankINTRO.com currency index provided on this web site is a continual work in progress project by staff at BankINTRO.com. As such, the currency index is a useful tool as a referral & information source. In an era of globalization, the world of finance is fluid and changing quickly as new political developments and economic variables can turn on a dime. If you’re an individual investor or business wishing to hedge currency risk, contact BankINTRO.com for our latest currency opinion. As our research is current but at times not directly conveyed on the currency index, contact us for our most up to date currency opinion. For in depth on-going currency consulting, please send us a quick email and BankINTRO.com would be happy to oblige providing a quote for knowledge management services available to you. Thank you for visiting and much success!

GLOBAL BANKING STRATEGIES FOR BOTH INDIVIDUALS AND COMPANIES - BankINTRO.com CONSULTING

In today’s fast paced moving world, it is easy to get blindsided with routine and conviction in your home country’s customs, laws, regulations, and government. For most people today, it is your home country currency where they maintain the vast majority of their wealth in their homes, jobs, pensions, savings, etc. This familiarity with your home culture and this narrow thinking vision could indeed be a financial trap for you and your family. Taxes change, governments come and go as laws & regulations seem to continually change, currencies rise & fall, and new banks are born while others disappear due to insolvency. At BankINTRO.com, our goal is to broaden your thinking skills to a global vision. Do not take for granted the soundness of your home country bank or the credibility of your government implementing prudent policies to support the value of your currency. BankINTRO.com does not suggest for you to separate your interests from these institutions entirely, but rather, diversify your faith by placing some monies to other banking regions and banking organizations within this new virtual world of global finance.

Allow BankINTRO.com through our consulting group of professionals to design a personal global banking strategy for you that best suits your banking and financial needs for wealth protection and preservation. BankINTRO.com consulting is a value-added service designed to provide you with an overall plan of recommendations to help guide you towards a sound global banking strategy. It is not our desire to tell you which individual stocks or business opportunities to seek out, but rather, where and what banking regions & currencies BankINTRO.com believes you should have a portion of your monies invested - the knowledge of currency risk management.

The concept of Global Purchasing Power (GBP). An enquiry we received in year 2001 at BankINTRO.com best exemplifies this concept. The web visitor was a rate shopper asking for our opinion on the most attractive US-dollar savings account available, preferably with a global bank providing online banking access. The web visitor was torn over a 25 basis point difference in rate. For example, one banking institution was offering 4.85 percent while another one at 4.6 percent for a particular savings product. The customer was indecisive due to different specific features of each bank’s offering. At BankINTRO.com, we were correct in our currency analysis forecasting a sharp fall in the US-dollar (as of August 2001). Although the rate shopper at the time may have realized a gain of 25 basis points on their US-dollar savings account, in reality, they would have lost upwards of 5000 basis points (50 percent depreciation in the value of the US-dollar from years 2001-08) in relation to global purchasing power. This significant decline in the value of US-dollar took place against currencies like the Euroland euro, Swiss franc, Canadian dollar, Swedish krona and gold & silver ounces amongst other currencies. At that time, BankINTRO.com recommended a euro savings financial product to best preserve and grow their wealth. How many basis points was that in our example of the US-dollar savings account rate shopper? 5000 basis points!

Examples of currencies that have depreciated over the last few years include the Egyptian pound, Venezuelan bolivar, Zimbabwean dollar and of course the almighty US-dollar and those currencies pegged to the US-dollar such as Hong Kong, Gulf currencies in the Middle East that are now struggling with increased domestic inflation due to the exchange rate peg. Conversely, currencies that have gained big time in global purchasing power include commodity currencies such as the Australian dollar, Canadian dollar, New Zealand dollar, Chilean peso amongst others including the British pound, several Asian currencies including Japan and many others to name just a few.

At BankINTRO.com, it is this theme of protecting and growing your hard-earned money that we wish to convey. In the above example, the intelligent rate shopper will choose to select bank accounts denominated in euros, Japanese yen, Swiss francs or gold accounts. It is true that interest rates paid on some currencies at times are much lower than others, but the risk in currency depreciation far outweighs the gains made in interest earnings. And surprisingly, at times some currencies offer high yielding interest rates along with an appreciating currency!

It is this knowledge of currency risk management coupled with our goal to protect you from bank insolvencies that BankINTRO.com wishes to provide this counsel. Throughout history, time and time again has shown us that millions of innocent investors have lost significant amounts of monies, particularly from currency crashes or individual bank insolvencies that provide for NO deposit insurance for asset protection. And in some countries, one may get deposit insurance, but the currency that you hold the paper on maybe worth significantly less due to currency depreciation. The sad part of it all is that today, memories are short, people become complacent with their everyday busy lives and forget about the painful financial lessons that history has taught us.

WHICH CURRENCIES, BANKS, FINANCIAL PRODUCTS WILL WORK BEST FOR YOU?

Global finance is no easy task, one almost requires a PHD in economics and finance to figure everything out. What currencies are up, which are on the downward cycle? Which banks are safe and getting stronger, which banks are getting weaker? How does a nation’s domestic and regional macroeconomic policy impact both banks and currencies? At BankINTRO.com, we take great pride in our research methods assessing regional political risk analyses, macroeconomic events mixed in with our knowledge of global banking to help make competent recommendations for asset protection.

In today’s complex world of banking & currencies, it is necessary to implement prudent global banking relationships in order to protect your family wealth against predatory legal suits, economic malaise and other unwelcome surprises. Currency crashes and bank failures can wipe you out significantly with a lower standard of living. As explained, history has conveyed a powerful story of witnessing millions of people that have been wiped out financially from currency collapses as has happened previously in countries like Germany (1920’s Weimar Germany), 1980’s Latin America and the former Soviet Union states during the 1990’s. Take action and protect yourself and BankINTRO.com will be honored to provide you and/or your business with expert global banking advice through our BankINTRO.com consulting group of professionals.

BankINTRO.com consulting is sort of similar to a local financial planner or money manager helping you manage your personal finances. Your personal money manager may recommend for you to have a specific percentage of your monies in equities (speculative vs. conservative stocks), bonds, cash, real estate or in precious metals such as gold and silver. At BankINTRO.com, it is not our intention to provide this counsel. Instead, BankINTRO.com provides solutions and suggestions to diversifying your wealth on a global level through the use of foreign bank accounts and/or other offshore financial vehicles available. BankINTRO.com’s primary goal is to provide you with a global banking strategy that provides for piece of mind by recommending practical financial products, safe banks amongst stable banking regions and their currencies.

If you wish to allow BankINTRO.com consulting services to provide you and/or your company with a ‘global banking strategy’, BankINTRO.com will request further detailed information. For more information, please click the ‘CONTACT US’ link below and send BankINTRO.com an email. Please provide a ‘return email address’ where a BankINTRO.com representative can contact you shortly. Thank you for your consideration.